Home Loan Origination Services

Work with an industry professional to obtain the best financing


Finding the right property is only half the journey—securing the best financing is the other.


Planning & Preparation

You can call us before you even start looking at properties. We will give you advice around your qualifying and affordability range. 

Why Apply Through Risi-PRO?

Our banking and finance partners include South African mainstream banks and alternative and niche lenders.

As independent agents, we are able to obtain the best deals for our client in an efficient manner with our business partners.

We work with over 10 South African banks, can finance in all nine provinces and have a 97 % approval rate.

For most buyers, this is the first step in the Home Loan process is to obtain pre-approval. Contact us for a complimentary pre-approval, typically issued in less than 48 hours.

Why use a Home Loan (Mortgage) Originator ?

  • One consultant
  • One application
  • One set of documents
  • One source to interpret various bank offers

Our Features

National Coverage

We can assist you irrespective of where in SA you are, where in SA you buy, or which agency or channel you purchase the property through

Convenience

We do all the work for you. We manage the whole home-loan application process on behalf of the prospective borrower

Expert Advice

We will give you advice on not just the current application, but also in terms of maintaining and boosting your credit profile

What are the benefits of using an originator?

  • Cost
    The banks pay a referral fee, so theres no additional cost to the buyer
  • Success Rate
    A home loan originator has a higher success rate than individual applications
  • Data Safety
    All your data is teated and shared in a secure manner
  • Assistance with complex financial situations
    If your financial situation and income is complex, often associated with self employed income, the originator can position you for the best outcome
  • Long term relationship
    Originators often develop long term relationships with clients, and navigate them through several purchases, refinancing transactions
  • Interest Rates
    Originators are constantly on the hunt for the best interest rates in the market, and can negotiate on your behalf
  • Expertise
    Originators are well versed in the industry, and can guide you through any pitfalls, especially useful for a first time home buyer, or a novice investor
  • Access
    You gain access to multiple banks and other lenders, and additional loan products

Home Loan Process

The entire home loan process for you, fast, efficiently, and conveniently

1

BANK REQUIREMENTS

We gather and review all the necessary documents
2

COMPILE A STRONG APPLICATION

Present application to all the banks on your behalf
3

DRIVE & MOTIVATE THE APPLICATION

We follow the progress with the banks on a daily basis
4

NEGOTIATE THE BEST DEAL

We keep you up to date with the progress!
5

CONGRATULATIONS!

Your Home Loan receives approval and the loan funds

Your Home Loan Start Here

Please share your details below, and a representative will be in contact with you.

© Copyright 2025 Risi-PRO. All Rights Reserved.