South Africans Living Abroad

Invest in South African property while living abroad

Your Trusted Partner in South Africa

With many South African nationals living abroad (expats), in recent estimates, it's believed approximately 4 to 5 Million, with the most popular temporary and permanents residences being the United Kingdom, Australia, United States, Canada, New Zealand, Taiwan, United Arab Emirates, China.

Reasons for investment:

Many South Africans expats have a plan to return to their home country at a later date, and would like to transact in the South African property market. 

Common reasons are:
- Qualify to purchase a property using their substantial expat package
- Purchase a property for the family to reside in
- Purchase a property to move to when contract abroad ends
- Extract cash from an existing property, utilize  to purchase additional properties
- Set up a portfolio of investment properties while abroad
- Purchase additional properties to expand their investment property portfolio

Typically presenting your foreign income, and your international details forward to banks, makes it an especially difficult application, especially when your details could be in foreign language!

Our dedicated team have helped many South African expats in acquiring properties, financing and management since 2019.

These services include:

  • FINDING A PROPERTY: Our team of real estate agents will hunt down suitable properties  
  • MAKE AN OFFER: We'll guide you through the offer process 
  • HOMELOAN (Bond) Origination: Our bond originators get to work to find the best financing options 
  • CONVEYANCING: Our in-house conveyancing team have substantial experience in international transactions, both on the buyer and seller side, including signing of official bank and property related documents while based abroad 
  • PROPERTY MANAGEMENT: If you plan to rent out your property, our property management team will procure prospective tenants and manage all aspects of property administration and maintenance. 
  • INSURANCE: If the property requires homeowners insurance, or the bank requests life cover, our insurance partner will cover all requirements here.

Frequently asked questions

  • I have already found a property, can you still help? Yes, get in touch, we can assist
  • I have a fully paid up property in South Africa, can I get a homeloan while abroad, Yes, we can assist you to extract cash from your property
  • Can I sell one property and buy another?
    Yes, this is common, typically the sale of one property is used as a deposit on several investment properties. 
  • Can I use my documents if they are in another language? Yes, we can work with these documents. 
  • I've been abroad a long time, and I have no credit in South Africa? A credit check is still required, to confirm your file is in good standing
  • Can a non South African passport holder buy property from abroad?  Yes, get in touch with us.

Typical Home Loan (Mortgage)

Residential
- 20-30 year loan repayment
- Variable interest rates
- Up to 90 % Loan to value (LTV)

Categories
- Primary Residence
- Second home
- Investment properties

Property Type
- Apartment
- House
- Farm

Our Simple Process

We have eliminated as many unnecessary steps to create a simple and easy process for our clients.

1

CONSULTATION

Join us for a complimentary consultation to understand your unique property requirement and investment objectives 

2

PRE-APPROVAL

A pre-approval is issued, includes the next steps, timelines and fees
3

PROPERTY

A property is identified, offer is made, and secured
4

CONVEYANCING & HOME LOAN PROCESSING

The administrative aspects are covered by our team
5

SIGNING DOCUMENTS

Our team will co-ordinate the signing process while you're abroad
6

CONGRATULATIONS!

You take transfer of the property

FAQ

Yes, we have a options for this

Once we've had a consultation, we are fully transparent, all fees are disclosed in advance

Yes we have a taxation specialist that can oversee all tax aspects of your investment portfolio

If you are applying for finance, and depending on your marital status, we will be required to submit it to the bank

Yes, the property can be registered in both your names

Your International Purchase Starts Here

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