Work with an industry professional to obtain the best financing
Finding the right property is only half the journey:
securing the best financing is the other.
Risi-Pro helps homebuyers and property investors prepare, submit and progress South African home loan applications.
As licensed bond originators, we assist South African residents, business owners, property investors, South Africans earning abroad and qualifying international purchasers with the property-finance application process.
In South Africa, these terms are often used when discussing finance used to purchase property:
A home loan is the lending facility provided to finance the property.
A mortgage bond is registered over the property as security for the loan.
A bond originator assists the applicant with preparing and submitting the home loan application.
An international client may know a bond originator as a mortgage originator or mortgage broker.
If you are looking for a South African home loan or mortgage, you are in the right place.
Applying for property finance involves more than completing a form.
The lender must understand the applicant’s income, expenses, existing commitments, credit position, deposit, intended property and overall affordability.
Risi-Pro helps coordinate the application by:
- Understanding the proposed property purchase or finance requirement
- Explaining the supporting information required
- Helping organise the application documents
- Preparing the application for submission
- Submitting through the lending channels available to Risi-Pro
- Communicating questions or additional document requests
- Presenting lender responses to the applicant
- Helping the applicant understand the available next steps
- Maintaining communication as the approved application progresses
We can assist you irrespective of where in SA you are, where in SA you buy, or which agency or channel you purchase the property through
We do all the work for you. We manage the whole home-loan application process on behalf of the prospective borrower
We will give you advice on not just the current application, but also in terms of maintaining and boosting your credit profile
The entire home loan process for you, fast, efficiently, and conveniently
LICENSED BOND ORIGINATION
Risi-Pro provides bond-origination services as an established part of its South African property offering.
SUPPORT FOR FOREIGN-INCOME APPLICATIONS
We understand that applicants earning abroad may require additional documentation and clearer remote coordination.
PROPERTY INVESTMENT PERSPECTIVE
The finance application can be considered alongside the property’s purpose and the client’s wider investment plans.
ACCOUNTING CONNECTION
Business owners, investors and portfolio clients can draw on Risi-Pro’s accounting capability when preparing relevant financial information.
CLEAR COMMUNICATION
We explain terminology, requirements, lender feedback and next steps in practical language.
ONGOING PROPERTY SUPPORT
Clients can access advisory, accounting, tax coordination and agreed property services beyond the initial finance application.